Terms of Use

This section contains the Terms of Use of our Web site. By using this Web site and any of its pages, you are agreeing to these terms and conditions. You agree and understand that the information and material contained in this website implies and constitutes your consent to the Terms and Conditions mentioned below. You also agree that PHFIC can modify or alter the Terms and Conditions of use for this service without any liability. If you do not agree to any of the terms mentioned herein, you should exit the site immediately.

Some of the contents of the site is provided by content provider, the content of the site and the interpretation of data are solely the personal views of the contributors. PHFIC reserves the right to make modifications and alterations to the content of the website. Users are advised to use the data for the purpose of information only and rely on their own judgment while making investment decisions. The values of all NSE prices, BSE prices , global indices etc., displayed in the website are delayed around 10 to 60 minutes. The investments discussed or recommended may not be suitable for all investors. PHFIC does not warranty the timeliness, accuracy or quality of the electronic content.

Our Web site www.phf.co.in disclaims any obligation to update or correct or provide accuracy in information / content contained in any of the sections under the website located at http://www.phf.co.in (hereafter referred as the website), whether arising as a result of financial, business or any other developments. The information in any or all of the sections of this website is updated by www.phf.co.in on a periodic basis and is uploaded as on a particular date, which may not be the current / latest date. Hence this information may not be an accurate representation of the actual filings, press releases, earnings releases, financials, industry news, stock quotes, etc. The information contained in these pages are solely for information purposes and the information contained herein may not be deemed to be an investment advice. Persons accessing these pages should obtain appropriate professional advice when necessary.

The materials on these pages are not intended for use by persons located in, or resident in, countries that restrict the distribution of such materials. These pages should not be regarded as an offer or solicitation to sell investments or make deposits in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country.

A possibility exists that the site could include inaccuracies or errors. Additionally, a possibility exist that unauthorized additions, deletions or alterations could be made by third parties to the site. Although PHFIC attempts to ensure the integrity, correctness and authenticity of the site, it makes no guarantees whatsoever as to its completeness, correctness or accuracy. In the event, that such an inaccuracy arises, please inform PHFIC so that it can be corrected.

The price and value of investments and the income derived from them can go up or down and you may not get back the the capital invested. Changes in the rate of exchange may have an adverse effect on the value, price and income of investments in deposits other than your own. Past performance is not necessarily an indicator of future performance. The services and investments referred to in PHFIC's Site may have tax consequences and it is important to bear in mind that PHFIC does not provide tax advice. The level of taxation depends on individual circumstances and such levels and bases of taxation can change. You should consult your own Tax Advisor in order to understand any applicable tax consequences.

PHFIC does not make any personal recommendations. The information on our Internet site is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments. Our services and the securities we offer services on, may not be suitable for all customers; hence you should seek advice from an independent Financial Advisor.

The content of the website cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed for any non-personal use without obtaining prior permission from PHFIC. We reserve the right to terminate the accounts of subscribers/customers, who violate the proprietary rights, in addition to necessary legal action.

PHFIC and its owners/affiliates are not liable for damages caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in transmission or operations, computer virus, communications line failure, and unauthorized access to the personal accounts. PHFIC is not responsible for any technical failure or malfunction of the software or delays of any kind. We are also not responsible for non-receipt of registration details or e-mails. Users shall bear all responsibility of keeping the password secure. PHFIC is not responsible for the loss or misuse of the password.

You agree that the information gathered from your profile will be used to enhance your experience on the website. We will not rent or sell the profile to any third party. In case of a contest or a promotion scheme, we reserve the right to share the users profile with the sponsors. In the event of necessary credit checks and collection of payments, PHFIC can disclose such information to other authorities in good faith. PHFIC will use all or any part of the service and change terms without any obligation.

This website is for the exclusive purpose of transactions to be carried out within the territorial jurisdiction of India and all such transactions shall be governed by the laws in India. Notice is hereby given that Non Resident Indians (NRI's) and Foreign Nationals accessing this web site and opting to transact thereon shall do so after due verification at their end of their eligibility to do so. PHFIC undertakes no responsibility for such pre-eligibility of qualification on part of Non-Resident Indians (NRI's) or Foreign Nationals to transact on this website.

You understand and agree that no joint venture, partnership, employment or agency relationship exists between you and PHFIC as a result of this agreement or on account of use of our website.

Price and availability of products and services offered on the site are subject to change without prior notice. We provide information about the availability of products or services to a certain extent but you should not rely on such information. PHFIC will not be liable for any lack of availability of products and services you may order through the site.